A Smart Strategy for Your Big TV Purchase
Maximizing Rewards with Kasheesh
In the world of savvy shopping and credit card rewards, making the most out of every purchase is key. If you’re eyeing a new TV and have the opportunity to leverage multiple credit card offers, Kasheesh can be your ally in this endeavor. Let’s explore how using Kasheesh can help you maximize cashback rewards and make the most of your credit card benefits.
Understanding the Opportunity
You’re in a great position: you have a new credit card offering $150 cash back on your first $500 purchase within 3 months, and you’re considering another card that offers an additional $150 cash back plus 5% on wholesale club purchases. Your plan to split the payment of the TV across these two cards is a strategic move to maximize your rewards. However, the challenge lies in whether you can use multiple cards for a single purchase.
Enter Kasheesh: The Solution to Split Payments
Kasheesh is a service that allows you to split online payments across multiple credit and debit cards. This feature is particularly useful in situations like yours, where splitting a payment can lead to significant cashback rewards. Here’s how Kasheesh can facilitate your TV purchase:
Sign Up for Kasheesh: First, you’ll need to register with Kasheesh. This process typically involves providing your email and setting up your account.
Add Your Credit Cards: Link both your new credit cards to your Kasheesh account. Ensure that all cards are active and have sufficient limits for the purchase.
Plan Your Purchase: Identify the TV you want to buy and its total cost. This will help you determine how to split the payment between your two cards.
Split the Payment: When making the purchase, use Kasheesh to split the payment. Allocate $500 to your first credit card to earn the $150 cash back. Then, charge the remaining amount to your second card, taking advantage of the additional $150 cash back and 5% on wholesale club purchases.
Complete the Transaction: Kasheesh will generate a one-time virtual card for the transaction, which you can use to complete your purchase.
The Benefits of This Approach
- Maximized Cash Back: By splitting the payment, you can earn $300 in total cash back ($150 from each card) plus the additional 5% on the portion charged to the second card.
- Meeting Spending Thresholds: This strategy ensures you meet the minimum spending requirement on your first card without overspending.
- Leveraging Multiple Offers: You can take advantage of multiple credit card offers simultaneously, which is often not possible with a single-card payment.
Considerations for Wholesale Club Membership
Since you mentioned considering a new membership at a wholesale club like Costco, remember to factor in the membership fee and whether the long-term benefits align with your shopping habits. While the immediate cash back and rewards are appealing, ensure that the membership will be beneficial beyond this single purchase.
Conclusion
Using Kasheesh to split your TV purchase across two credit cards is a smart strategy to maximize your rewards. It not only helps in meeting specific card offers but also opens up opportunities to earn significant cash back. As always, it’s important to manage credit responsibly and consider the long-term value of any financial decisions, such as joining a wholesale club. With careful planning and the right tools, you can make your big purchases more rewarding.
